Real Estate Resource

Short-Term Rental Tax Savings Calculator

Estimate how short-term rental depreciation may affect your federal tax liability and overall tax picture.

Enter your information

Use whole-dollar amounts. Assumptions can be adjusted below.

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Default assumes 20% land and 80% building allocation.

Advanced assumptions

Estimated total savings

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0.00% estimated savings versus no STR depreciation benefit.

Tax without STR

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Tax with STR

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Federal depreciation

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Allowed depreciation

$0

Bracket without STR

0%

Bracket with STR

0%

Tax comparison

Without STR
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With STR
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Depreciation is limited under the 2026 excess business loss threshold used in the calculator.
Want a personalized review? Short-term rental tax outcomes depend on your facts and circumstances. Contact Trout CPA to help evaluate how these rules may apply to you.

Top Marginal State Individual Income Tax Rates

Explore top marginal state individual income tax rates as of January 1, 2026.

This calculator is for illustrative purposes only and does not constitute tax advice. Actual tax savings depend on your specific facts and circumstances, including passive activity rules, basis limitations, at-risk rules, depreciation eligibility, state tax treatment, and other factors. Please consult a qualified tax advisor before making tax or investment decisions.