Industry Expertise

  • Advice related to proper selection, implementation and operation of Plans
  • Annual attendance at AICPA National Conference on Employee Benefit Plans
  • Annual attendance at Pennsylvania Institute of Certified Public Accountants (PICPA) Conference on Employee Benefit Plans
  • Assistance with DOL inquires, issues, and examinations
  • Dedicated Employee Benefit Plan Practice Group - meets bi-monthly and provides in-house training
  • Full-scope audits
  • Form 5500 preparation
  • Guidance with new accounting standards, fiduciary responsibilities, internal controls and regulations
  • Limited-scope audits in accordance with 29 CFR2520.103-8 of the DOL regulations
  • Member of AICPA EBPAQC
  • Member of International Society of Certified Employee Benefit Specialists (ISCEBS)
  • Partner serves on Central Pennsylvania Chapter of the ISCEBS
  • Partners serve on the PICPA Employee Benefits Plan Committee

Health and Welfare Plans

  • Fully insured
  • Self-insured

Retirement Plans

  • Defined Benefit Pension Plans
  • Employee Stock Ownership Plans (ESOPs)
  • 401(k) Plans
  • 403(b) Plans
  • 409A Nonqualified Deferred Compensation Plans
  • 457 Plans
  • Governmental Plans
  • Money Purchase Plans
  • Profit-Sharing Plans
  • SEP Plans
  • Simple IRA Plans

Employee Benefit Plans

Employee Benefit Plans are an important aspect of any company. Quality retirement and health and welfare plans provide valuable benefits that will help to attract and retain employees, especially in a competitive labor market.

Most employer sponsored retirement plans require an Internal Revenue Service (IRS) Form 5500 to be filed, and may require an audit to be performed by an independent Certified Public Accountant (CPA). And, depending on the type of health and welfare plan provided by an employer, an IRS Form 5500 may be required and possibly an audit performed by an independent CPA.

Trout, Ebersole & Groff, LLP offers the experience and expertise to help ensure plans are in compliance with the Employee Retirement Income Security Act (ERISA) and the rules and regulations imposed by the Department of Labor (DOL). We have a dedicated Employee Benefit Plan Practice Group whose members focus on serving the needs of our employee benefit plan clients.

We specialize in the performance of employee benefit plan audits and conduct over 45 of these audits each year. We work hand-in-hand with the plan sponsor, third-party administrators (TPA), actuary, and/or investment custodian of these Plans to ensure a successful audit.

Trout, Ebersole & Groff, LLP has made the commitment to be a member of the American Institute of Certified Public Accountants Employee Benefit Plan Audit Quality Center (AICPA EBPAQC) which helps CPAs meet the challenges of performing quality audits in this unique and complex area. This is a voluntary membership with various requirements including employee benefit plan continuing professional education.

We prepare IRS Form 5500s for all types of Plans. Additionally, we prepare IRS Form 990s for Voluntary Employee Beneficiary Association (VEBA) trusts related to health and welfare plans.

Our expertise in the area of employee benefit plans will be an invaluable asset to you and your company. For additional information about our Employee Benefit Plan Services, please contact Krista Showers, CPA, MBA, CEBS at 717-569-2900 or .

Proud Members of:

How to Fix Plan Mistakes:

401(k) Plan Checklist SEP Checklist
403(b) Fix-It Guide Simple IRA Plan Checklist
SARSEP Checklist
1705 Oregon Pike
Lancaster, PA 17601
Phone: 717-569-2900
Fax: 717-569-0141
5000 Ritter Road, Suite 104
Mechanicsburg, PA 17055
Phone: 717-697-2900
Fax: 717-697-2002
Toll Free: 800-448-1384    Email: